1. Establish how much you want to invest
Custom building means designing a home that fits your dreams and your budget. The first step is to know what you are capable of investing. You need to discuss this with your lender or your Heritage Builder. You and your Builder will then have a budget to design around, rather than make a design come within your budget.
2. Create a general concept or sketch
With your Heritage builder, you can determine which home style and size is best for you. Using scale drawings you can mark up and price out a design that is just right with the right size and features. Being able to price out a home and the many different features quickly and easily is one of the big benefits of the Heritage Building System.
3. Finalize the Plans and Price
Once the design, features and cost are decided upon, you are ready to order the plans. Heritage will draw preliminary plans per your builder's order. You will then have plans for the bank and to review and mark up with final details and/ or changes.
4. Architectural Plans
We take your proposed final plan and your revisions as submitted and draw a full
set of Architectural Plans and recommended foundation plans for building purposes. Fees for architectural blueprints are included in the purchase price of your Heritage Home.
5. Construction Loan & Permanent Financing
When your plans are completed, your mortgage company (lender) can order an appraisal and begin processing your loan. Once the appraisal and permanent loan commitment is received, construction financing will be arranged and a loan closing will be scheduled. If you do not already own your land, your lot will be purchased from the loan proceeds.
Before construction begins and sometimes even before the loan is closed, you will complete the final construction details, make any changes to the plans and finalize your color selection schedule. With the loan closed and the building permit in hand,
your Heritage Builder will contract for the foundation work and place the order for the Heritage Home.
At Heritage, after receipt of all the order details, your home is scheduled for construction. Materials are ordered and it is generally about four to five weeks before fabrication begins and another three weeks before the modular sections are transported to your building site and installed on the foundation. Your Builder is in charge of this schedule and can give you approximate delivery dates. During this time, he will have the foundation built, and will be getting underground utilities in and electrical service to the job site.
Your home will be built in two or more modular sections in about two to three weeks. You are welcome to visit your home anytime in the factory.
7. Home Arrival
Several key factors, including weather and site readiness, affect delivery of your home. Delivery is generally scheduled as soon as possible after the home is completed or when your site is ready. Your Builder will keep you informed of the schedule. Payment to your Builder is required at delivery, prior to setting the house on the foundation or within 5 days of completion at the factory should delivery be delayed due to site completion or weather issues. Once the home is delivered, your builder will coordinate the installation of your home on the foundation with the help of a crane or a professional set crew.
8. The Finishing Stage
Everything happens very quickly up to this
stage, and now the garage needs to be
built, the site and basement utilities completed, the heating system installed and the concrete and yard work done. The interior finish between the modular sections, like carpet seams, center wall doors and jambs, drywall and paint touch up, will be completed at this time.
When the home is nearing completion, it is time to do a detailed walkthrough and closing with your Heritage Builder. A detailed punch list of any incomplete items that need attention will be agreed upon and final payment will be made before moving in. Your Heritage Builder will provide you with complete details of your new home warranty. The rest is up to you to enjoy!